Commercial Insurance Quote- General Liability

 General liability insurance can help protect a business against certain third-party claims involving bodily injury, property damage and personal or advertising injury, subject to the policy's terms and exclusions. Every business operates differently, which is why we want to understand what you actually do before recommending coverage. 

 There isn't one limit that's right for every business. Your operations, contracts, revenue, locations, employees, customers and type of work can all affect your exposure and insurance requirements. We also review contractual requirements when applicable so you're not simply choosing a limit because it's common. 

 General liability generally isn't intended to replace workers' compensation coverage for employee injuries. Workers' compensation is a separate coverage with its own requirements and eligibility considerations. We can help determine which business insurance policies should be part of the conversation. 

 Yes. Contracts, landlords, vendors and other parties may require specific insurance limits, additional insured status or other policy provisions. Send us the insurance requirements when you request a quote so we can review what the contract is asking for. 

 No. General liability policies contain exclusions and aren't designed to cover every business exposure. Depending on what you do, you may also need commercial auto, professional liability, workers' compensation, property coverage, a BOP or other policies. That's why we ask questions about the business before we quote it.