Florida Coverage Gaps Are Expensive. We Help You Catch Them

Florida insurance policies are complex — and they change frequently.
Payment schedules shift. Endorsements get removed. Deductibles increase.
Sometimes coverage looks similar year to year… but it isn’t.

That’s where we come in.

We review policies through a risk-focused lens — not just a price lens.

• Roof payment schedules that reduce claim payouts
• Water damage limitations that surprise homeowners
• Missing flood coverage (even outside high-risk zones)
• Liability limits that are too low for today’s risks
• Incorrect home classification (modular vs manufactured)
• Secondary home surcharges
• Ordinance & law underinsurance

These are details that matter most when you need your policy to work.

1. We review your current policy line by line.
2. We compare it against real-world claim scenarios.
3. We explain what matters — in plain language.
4. We recommend adjustments that make sense for your situation.
    

No pressure. Just clarity.